Banbury Conveyancing Quote

Buying or Selling in Banbury – 1st Move Conveyancing Banbury are Specialist Solicitors with Local Expertise

IIf you need a conveyancing quote in Banbury at Kenneth Elliott & Rowe Solicitors we make buying or selling your home as painless as possible.
We strive to deliver a first class service. We specialise in dealing with matters in Banbury. We are experienced in both sales and purchases.

  • Quote Promise – Fixed Price Conveyancing Fees
  • Proactive Lawyers – Move you faster in Banbury
  • Recommended – by our clients
  • Our lawyers – will be dedicated to your case and help you all the way.

Conveyancing Quote Get an Instant Quote now.

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Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.

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Searches on my Conveyancing Quote

What is a Local Authority Search and why is it needed in Banbury? Whilst this is to a conveyancers and mortgage lenders an indispensable component of the home buying process to home buyers the need for this may be somewhat of a mystery. However the search reveals relevant|applicable|appropriate|useful information for your matter. In extreme cases the results can be used to change your the price or and may even make you abort from the matter.

When we order an Environmental enquiry on the property mentioned on the conveyancing quote for the property in Banbury what will it reveal? The search provides data of present and past contamination risks together with a assessment from an environmental expert confirming whether or not the land parcel would be designated contaminated land by the Local Authority. It may also reveal other information such as whether the property is within a flooding area (which may have an effect on the availability and cost of home insurance), whether it is on or near a landfill site and in an area of high subsidence or landslip. It may also shown whether the property is affected by coal mining and radon prone area.

Apart from showing that the home in Banbury is connected to the mains water supply and mains drainage what other replies does a a CON29DW include? A drainage search verifies to a prospective buyer that the land they are acquiring does not need a “build over consent” because the previous owner has constructed an addition to the house close to a public drain. It also shows a raft of other information such as water quality and historical evidence of internal sewer flooding.


Why use Kenneth Elliott & Rowe Solicitors t/a 1st Move Conveyancing for your move in Banbury?

  • At 1st Move Conveyancing we believe our fixed price quote delivers excellent value for money.
  • We are a CQS (Conveyancing Quality Scheme) accredited firm of solicitors providing conveyancing to clients in Banbury. Our processes and procedures have been approved by the Law Society,
  • Our quote is subject to our Terms and Conditions but there are No Hidden Extras.
  • Our guide to Unknown Costs and Limitations will give you an idea on what other possible costs or expenses to budget for outside the quote for the legal fees and known disbursements.

A solicitor you can trust – with you every step of the way

⭐️⭐️⭐️⭐️⭐️ Reviews of our Service

Efficient and informative. Can’t have ask for more. Arda

Remember if the process drags on, we will not hit you with additional charges.

Our price is fixed.

General Conveyancing Tips

How long between exchange and completion? This is usually two weeks, but does not have to be. You can request a longer time if you are trading trading down and have a lot of items to get rid of. You can speed the process if it is your first buy. You may be able to exchange and complete together. However your option depend on what  others in the chain will consent to.

Always check what you are buying? We will always send you a document known as the ‘title plan’ (sometimes called filed plan}. This will show the full outline of the property you are buying – the boundary will usually be marked red. One of the biggest mistakes a consumer makes is not checking the plan properly. It is a good idea to visit the land parcel to check that what is shown on the plan agrees with what you think you’re acquiring on site. All too often customers mistakenly think that a piece of land at the side or rear of the land is theirs,only to find out that the legal title to the property doesn’t include this space. Always be satisfied that the title plan matches the physical position at the property.

What is the difference between freehold and leasehold property? If you own a freehold property it invariable means you own a house or bungalow and that includes the whole building and the ground it stands on. As you have everything you are responsible for all bills necessary to uphold the fabric of the house. Leasehold usually applies to flats or maisonettes although in some parts of the country including Banbury some houses are also leasehold. Leasehold means you effectively lease a property for a number of years – usually a very long period of 99, 125 or even 999 years. You may pay a minor ground rent of a few hundred pounds to the landlord each year. For leasehold there will be a lease agreement with the landlord setting out the rights and obligations including the requirement to contribute jointly to the upkeep of the building in which the flat is located and possibly also building insurance.

FAQs in Banbury

Are you able to manage a mortgage with HSBC Bank plc in Banbury? Yes we are on the mortgage Panel for this lender.

We note that you do not have an office in Banbury? Is this a concern? No because like all modern law firms we rely on technology to assist us in our firm to ensure that matters are dealt with speedily. Your proximity to our office is not significant. We are also authorised by the Solicitors Regulation Authority to carry out work throughout England and Wales (which obviously includes Banbury).

What is a first time buyer? The definition of a first time buyer may differ from your mortgage product when considering Stamp Duty Land Tax. A first time buyer according to the Revenue is an real person who has never owned an interest in any residential property in the United Kingdom or anywhere else in the world and who intends to occupy the property as their main house. If you select “yes” to the “First Time Buyer” toggle on the conveyancing quote the correct rate will calculate for you.

If I buy a new home to live in but do not sell my present house what is the SDLT position? Buyers of additional residential properties, such as second homes and buy-to-let properties, will have to pay an extra 3% in on top of current rates of Stamp Duty Land Tax for each band for all property over forty thousand pounds. If you chose “yes” to the “Buy to Let/Second Owner” toggle on the conveyancing quote the correct rate will calculate for you.

If we are buying a flat what additional disbursements can we anticipate? This is one tricky area where we cannot give you all the disbursements up front in our quote. This is because leases vary in their requirements and also the costs charged by landlords and managing agents also vary. They can also be two parties to deal with i.e a freeholder and managing agents who both charge. These charges therefore vary considerably with some leasehold purchases the fees can be as low as £10 but in extreme cases the costs charged can be around £550. This is why the government is considering regulating this area.

If we are selling a maisonette what additional disbursements can we anticipate? We cannot give you all the costs up front in our estimate. The costs charged by landlords and management companies will vary for providing information often in a form called LPE1. The charge for this varies from organisation to organisation usually it is approximately £2500 but is can be more in unusual cases. Also in some cases you may not be charged – this will be restricted usually to either share of freehold where the residents run the management or very small buildings such as a single house converted into 2 maisonettes.


Need More Information on Conveyancing in Banbury?

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About Banbury.

Banbury is a historic market town on the River Cherwell in Oxfordshire, England. The town is situated 64 miles (103 km) northwest of London, 37 miles (60 km) southeast of Birmingham, 27 miles (43 km) south-by-southeast of Coventry and 22 miles (35 km) north-by-northwest of the county town of Oxford. It had a population of 46,853 at the 2011 census.

Banbury is a significant commercial and retail centre for the surrounding area of north Oxfordshire and southern parts of Warwickshire and Northamptonshire which are predominantly rural. Banbury’s main industries are motorsport, car components, electrical goods, plastics, food processing, and printing. Banbury is home to the world’s largest coffee-processing facility (Jacobs Douwe Egberts), built in 1964. The town is famed for Banbury cakes – similar to Eccles cakes but oval in shape.

Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.


Use your Mobile Phone Call Us

You can immediately let your estate agent and mortgage company know we are acting for you.