Banbury Conveyancing Quote

Buying or Selling in Banbury – 1st Move Conveyancing Banbury are Specialist Solicitors with Local Expertise

IIf you need a conveyancing quote in Banbury at Kenneth Elliott & Rowe Solicitors we make buying or selling your home as painless as possible.
We strive to deliver a first class service. We specialise in dealing with matters in Banbury. We are experienced in both sales and purchases.

  • Quote Promise – Fixed Price Conveyancing Fees
  • Proactive Lawyers – Move you faster in Banbury
  • Recommended – by our clients
  • Our lawyers – will be dedicated to your case and help you all the way.

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Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.

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You can immediately let your estate agent and mortgage company know we are acting for you.

Searches on my Conveyancing Quote

What is included in a local authority search covering Banbury? There are two parts to a local authority search – LLC1 and Enquiries of the local authority. The LLC1 covers any charges or attendant restrictions relating to land or property. These can include information on debts due to the local authority which are attached to the property, whether the property is a listed building or located in a conservation area, subject to any planning agreements and conditional planning permissions and a host of other information including whether the title is subject to a tree protection order. All Local Land Charge registrations are legally binding on successive owners i.e. a buyer.

Do you recommend that both of us order a Environmental enquiry on the property that we are buying in Banbury? Yes we including this in our quote. We would always recommend an environmental check on the area you intend to purchase which is available from a number of search providers including Future Climate. The environmental check results provide details of present and past environmental risks together with a certificate from an environmental consultant confirming whether or not the site, based upon the information revealed by the search, could be designated contaminated land by the Local Authority.

Why is a water authority search decisive if you want to extent or alter the site in Banbury? One of the significant details shows a map of any public sewer within the house you are purchasing. This is important because if you want to build adjacent a public drain you might need a ‘Build-over Agreement’ with the water authority. This may hinder what you want to build and/or make the addition more expensive.


Why use Kenneth Elliott & Rowe Solicitors t/a 1st Move Conveyancing for your move in Banbury?

  • At 1st Move Conveyancing we believe our fixed price quote delivers excellent value for money.
  • We are a CQS (Conveyancing Quality Scheme) accredited firm of solicitors providing conveyancing to clients in Banbury. Our processes and procedures have been approved by the Law Society,
  • Our quote is subject to our Terms and Conditions but there are No Hidden Extras.
  • Our guide to Unknown Costs and Limitations will give you an idea on what other possible costs or expenses to budget for outside the quote for the legal fees and known disbursements.

A solicitor you can trust – with you every step of the way

⭐️⭐️⭐️⭐️⭐️ Reviews of our Service

From the outset Mouzzam was clear and professional with his approach and was on hand to help me in what was the sale of my first investment and …More

Remember if the process drags on, we will not hit you with additional charges.

Our price is fixed.

General Conveyancing Tips

There is invariably mortgage finance to obtain and it should be noted that a conveyancer cannot rely on a oral confirmation by mortgage broker or anyone else. The Firm must generally have sight of your official written mortgage offer in order that he may (i) be able to check that you are getting the amount you need and be sure that you can comply with any offer conditions imposed in the mortgage loan.

Always check what you are purchasing? We will always show you a document known as the ‘title plan’ (sometimes called filed plan}. This will show the full outline of the property you are buying – the boundary will usually be marked red. One of the most common mistakes a buyer makes is not checking the plan properly. It is a best to go to the land to check that what is shown on the plan agrees with what you think you’re buying on site. All too often buyers mistakenly think that a piece of land at the side or rear of the house is theirs,only to discover that the legal title to the property doesn’t include this site. Always be satisfied that the title plan matches the physical position at the property.

What are the title deeds? The title deeds are the documents showing ownership of a property. Historically these were traditionally bundles of papers – there are known as ‘unregistered title deeds’ but now the Land Registry stores evidence of the title electronically – this is referred to as a registered title. The original paper deeds are usually stored by a mortgage lender or solicitor. If these deeds are lost this can cause problems. Registration has been compulsory for all dealing with the land for some time now although this was brought in at different times across the country. For the time in Banbury you should check with your lawyer. Thankfully most deeds are now registered and cannot be lost. The cost of obtaining ‘official copies’ of the title are included in the conveyancing quote.

FAQs in Banbury

Are you able to handle a mortgage with Coventry Building Society in Banbury? Yes we are on the mortgage Panel for this lender.

Are you able to deal with Help to Buy ISAs in Banbury? Yes we are on the panel so we can deal with Help to Buy ISAs.

What Stamp Duty Land Tax will I pay if I am a first time buyer? First time buyers paying £300,000 or lower for a residential property will pay no Stamp Duty Land Tax. If you are paying between £300k and five hundred thousand pounds will pay SDLT at 5% on the amount of the purchase price in excess of three hundred thousand pounds – a reduction of £5,000 compared to standard rates of SDLT. If the price is over £500,000 there is no relief for the first time buyer and the normal rates apply. If you select “yes” to the “First Time Buyer” toggle on the conveyancing quote the correct rate will calculate for you.

If I buy a new home to live in but do not sell my present house what is the Stamp Duty Land Tax position? Buyers of additional residential properties, such as second homes and buy-to-let properties, will have to pay an extra 3% in on top of current rates of Stamp Duty Land Tax for each band for all property over forty thousand pounds. If you press “yes” to the “Buy to Let/Second Owner” question on the conveyancing quote the correct rate will calculate for you.

If we are buying a flat what additional fees can we anticipate? This is one tricky area where we cannot give you all the disbursements up front in our quote. This is because leases vary in their requirements and also the costs charged by landlords and managing agents also vary. They can also be two parties to deal with i.e a landlords and managing agents who both charge. These charges therefore vary considerably with some leasehold purchases the fees can be as low as £10 but in extreme cases the costs charged can be around £550. This is why the government is considering regulating this area.

I am the administrators of my mother estate. Do you deal with sales by executors? Yes. As executors of the Estate you can sell and our fees remain the same as quoted for this type of Seller.


Need More Information on Conveyancing in Banbury?

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About Banbury.

Banbury is a historic market town on the River Cherwell in Oxfordshire, England. The town is situated 64 miles (103 km) northwest of London, 37 miles (60 km) southeast of Birmingham, 27 miles (43 km) south-by-southeast of Coventry and 22 miles (35 km) north-by-northwest of the county town of Oxford. It had a population of 46,853 at the 2011 census.

Banbury is a significant commercial and retail centre for the surrounding area of north Oxfordshire and southern parts of Warwickshire and Northamptonshire which are predominantly rural. Banbury’s main industries are motorsport, car components, electrical goods, plastics, food processing, and printing. Banbury is home to the world’s largest coffee-processing facility (Jacobs Douwe Egberts), built in 1964. The town is famed for Banbury cakes – similar to Eccles cakes but oval in shape.

Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.


Use your Mobile Phone Call Us

You can immediately let your estate agent and mortgage company know we are acting for you.