Black Torrington Conveyancing Quote

Buying or Selling in Black Torrington – 1st Move Conveyancing Black Torrington are Specialist Solicitors with Local Expertise

IIf you need a conveyancing quote in Black Torrington at Kenneth Elliott & Rowe Solicitors we make buying or selling your home as painless as possible.
We strive to deliver a first class service. We specialise in dealing with matters in Black Torrington. We are experienced in both sales and purchases.

  • Quote Promise – Fixed Price Conveyancing Fees
  • Proactive Lawyers – Move you faster in Black Torrington
  • Recommended – by our clients
  • Our lawyers – will be dedicated to your case and help you all the way.

Conveyancing Quote Get an Instant Quote now.

For a detailed and instant specific quote please select the type of transaction and fill in the simple questions yes or no – no need to provide your name and email address to obtain an on screen quote.

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Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.

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You can immediately let your estate agent and mortgage company know we are acting for you.

Searches on my Conveyancing Quote

What is a Local Authority Search and why is it needed in Black Torrington? Whilst this is to a conveyancers and lenders an indispensable piece of the home buying process to buyers the need for this may be somewhat of a mystery. However the search reveals relevant|applicable|appropriate|useful information for your matter. In extreme cases the information revealed can be used to renegotiate your offer or and may even make you pull out of from the purchase.

Do you recommend that both of us ask for an Environmental check on the property that we are buying in Black Torrington? Yes we including this in our quote. We would always recommend an environmental search on the ground you intend to purchase which is available from a number of suppliers including Groundsure. The environmental search results provide details of present and past environmental risks together with a statement from an environmental consultant confirming whether or not the ground, based upon the information revealed by the search, could be designated contaminated land by the council.

What is a Drainage & Water Enquiry ? A Drainage & Water Enquiry confirms to a potential owner that the site they are acquiring is connected to the mains water supply and mains drainage. This is particularly worth knowing in parts of Black Torrington which are not built up as there may be a a private drainage system.


Why use Kenneth Elliott & Rowe Solicitors t/a 1st Move Conveyancing for your move in Black Torrington?

  • At 1st Move Conveyancing we believe our fixed price quote delivers excellent value for money.
  • We are a CQS (Conveyancing Quality Scheme) accredited firm of solicitors providing conveyancing to clients in Black Torrington. Our processes and procedures have been approved by the Law Society,
  • Our quote is subject to our Terms and Conditions but there are No Hidden Extras.
  • Our guide to Unknown Costs and Limitations will give you an idea on what other possible costs or expenses to budget for outside the quote for the legal fees and known disbursements.

A solicitor you can trust – with you every step of the way

⭐️⭐️⭐️⭐️⭐️ Reviews of our Service

Was provided great service throughout by David Farr who was excellent. Everything was dealt with so quickly and efficiently throughout the whole process. 5 Stars.

Remember if the process drags on, we will not hit you with additional charges.

Our price is fixed.

General Conveyancing Tips

There is invariably a mortgage offer to organise and it should be noted that a solicitor cannot rely on a “nod and a wink” by mortgage broker or anyone else. The lawyer must generally have sight of your official written mortgage offer in order that they may (i) ensure that you are getting the money you need and verify that you can comply with any lender’s conditions imposed in the offer of loan.

Always check what you are buying? We will always show you a document known as the ‘title plan’ (sometimes called filed plan}. This will show the full outline of the property you are buying – the boundary will usually be marked red. One of the biggest errors a client makes is not checking the plan properly. It is a best to visit the property to check that what is shown on the plan agrees with what you think you’re buying on site. All too often purchasers mistakenly think that a piece of land at the side or rear of the house is theirs,only to discover that the legal title to the site doesn’t include this site. Always be satisfied that the title plan matches the physical position at the property.

What are the title deeds? The title deeds are the documents showing ownership of a house or flat. Historically these were originally paper documents – there are known as ‘unregistered title deeds’ but now the Land Registry stores evidence of the title electronically – this is referred to as a registered title. The original paper deeds are usually kept by your mortgage lender or solicitor. If these deeds are mislaid this can cause problems. Registration has been compulsory for all dealing with the property for some period now although this was brought in at different times across the country. For the date in Black Torrington you should check with your conveyancer. Thankfully most deeds are now registered and cannot be destroyed. The cost of obtaining ‘official copies’ of the title are included in the conveyancing quote.

FAQs in Black Torrington

Are you able to oversee a mortgage with Bluestone Mortgages in Black Torrington? Yes we are on the mortgage Panel for this lender.

We have noticed that you do not have an office in Black Torrington? Is this a problem? No because like all modern firms of lawyers we depend on technology to assist us in our practice to ensure that matters are dealt with swiftly. Your proximity to our office is not going to cause a delay. We are also authorised by the Solicitors Regulation Authority to carry out work throughout England and Wales (which obviously includes Black Torrington).

What SDLT will I pay if I am a first time buyer? First time buyers paying £300k or less for a residential property will pay no Stamp Duty . If you are paying between £300,000 and £500,000 will pay SDLT at 5% on the amount of the purchase price in excess of three hundred thousand pounds – a reduction of £5,000 compared to standard rates of Stamp Duty Land Tax. If the price is over £500k there is no relief for the first time buyer and the normal rates apply. If you chose “yes” to the “First Time Buyer” question on the conveyancing quote the correct rate will calculate for you.

What SDLT if I am buying a second home in Black Torrington? Buyers of additional residential properties, such as second homes and buy-to-let properties, will have to pay an extra 3% in on top of current rates of Stamp Duty for each band for all property over £40k. If you select “yes” to the “Buy to Let/Second Owner” toggle on the conveyancing quote the correct rate will calculate for you.

If we are buying a flat what additional disbursements can we anticipate? This is one tricky area where we cannot give you all the figures up front in our quote. This is because leases vary in their requirements and also the costs charged by freeholder and management companies also vary. They can also be two parties to deal with i.e a freeholder and management companies who both charge. These charges therefore vary considerably with some leasehold purchases the fees can be as low as £10 but in extreme cases the costs charged can be around £550. This is why the government is considering regulating this area.

If we are selling a house in a retirement development what additional expenses can we anticipate? We cannot give you all the figures up front in our quote. There are going to be two potential costs. First, the costs charged by landlords and managing agents will vary for providing replies often in a form called LPE1. The charge for this varies from company to company often it is around £2500 but is can be higher in extreme cases. Second, the lease usually contains a agreement for the selling to pay a fee to the landlord based on a percentage of the market value which is sometimes around 1-2% although other formula may be used. The lease will need to be checked carefully.


Need More Information on Conveyancing in Black Torrington?

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About Black Torrington.

Black Torrington is a village and civil parish in mid Devon, England, situated between the towns of Holsworthy and Hatherleigh. It is located on and named after the River Torridge.

Within the village is a small but well maintained 15th-century Church of England parish church dedicated to St Mary. There is also a Church of England run primary school adjacent to the church.

The church is of medieval origin, with a 14th-century chancel, with much of the rest dating from about 1500.

Coordinates: 50°49′N 4°11′W / 50.817°N 4.183°W / 50.817; -4.183

Get In Touch We can start work on your matter today

You can complete the Instruct Us button on your quote and completed your contact details or call 01708 757575  and speak with Mark Sadler or email mbs@ker.co.uk and we will do the rest.


Use your Mobile Phone Call Us

You can immediately let your estate agent and mortgage company know we are acting for you.